Best 2024 Cd Rates. The highest certificates of deposit (cds) rates today are offered by merchants bank of indiana (5.92%), first federal of. The best cd rates in the country right now range from 5.40% to 6.00% apy, on terms of 3 to 12 months.
However, the credit union has a small footprint for eligible applicants, and. Bankrate provides valuable insights to find the best cd products to maximize.